Personal Injury Claim is the legal term for a claim regarding injuries to the body. Property Claims refer to damages to property which is simply known as “property damage”.
The most common type of personal injury claims are car accidents, workplace accidents, slip and falls or tripping accidents.
Before filling a personal injury claim with an insurance company we recommend speaking with a Board Certified Personal Injury Trial Lawyer. I am Board Certified in Personal Injury Trial Law by Texas Board of Legal Specialization.
Personal Injury Claim
Figuring the value of your injury claim is a critical requirement in any claim. The value is also the part of a personal injury claim that can be very difficult to figure. The dollar amount varies depending on your individual circumstances.
Personal Injury Claim or Auto Accident Claim
Before determining what your personal injury claim is valued at, an injured individual must first be aware of the types of damages for which a person may be compensated. Most of the time, a person’s liability auto insurance company will pay an injured person for:
- Reasonable medical expenses related to the personal injury claim
- Property Damage
- Work related income lost due to the personal injury claim.
- Permanent physical disfigurement
- Mental anguish from the personal injury
- Pain and suffering relating to the injury claim
Calculating A Personal Injury Claim Or Car Accident Claim
Many people would think that the less severe the injury, the easier it should be to resolve your Personal Injury Claim. However, that is not always the case. Many liability insurance companies are refusing to be fair in settling Personal Injury and Auto Injury Claims, knowing that injured victims will have to seek a personal injury attorney to resolve their claim. The important thing to remember is to when hiring an accident attorney, make sure that you are hiring an experienced personal injury lawyer.
When determining personal injury compensation, the easy part is to total up the medical expenses and lost wages. There is no precise way to put a dollar amount on pain and suffering.That’s where an insurance company’s damages formula comes in.
Negotiating Injury Claims
When negotiations first start, an insurance liability adjuster adds up the total medical expenses related to the injury. That’s the base figure the insurance company uses to figure out how much to pay the injured person for pain and suffering. The adjuster then adds on any income lost as a result of the injuries. Percentage of Fault will also play a factor when determining the value of a claim.
For assistance in resolving a personal injury claim contact us today.
It is important to have a qualified personal injury lawyer review your case. For a free case evaluation please contact us at (903) 525-9869.